Football, FIFA, - Banking awareness questions on current affairs

1)   The headquarter of ONICRA is _________.

a. Mumbai
b. Gurugram
c. Hyderabad
d. Noida
Answer  Explanation 

ANSWER: Gurugram

Explanation:
Onicra-leading Credit and Performance Rating agencies in India providing ratings, risk assessment and analytical solutions.

Credit rating agency ONICRA was established in 1993.

It is now Onicra Credit Rating Agency Of India Ltd.

This is a private sector agency set up by Onida Finance.

It has a niche market and provides assessment, grading and rating models for individuals & MSMES (micro, small and medium enterprises).

ONICRA

Founded : 1993
Headquarter : Gurugram, Haryana


2)   Arrange the following in descending order from mountains to plains:

1. Khadar
2. Terai
3. Bhangar
4. Bhabhar


a. 2,4,3,1
b. 3,4,2,1
c. 4,2,3,1
d. 4,3,2,1
Answer  Explanation 

ANSWER: 4,2,3,1

Explanation:
Bhabar: The rivers deposit pebbles in a narrow belt. It lies parallel to the Shiwaliks.

Terai: The terai region lies towards south of the bhabar belt. It is a wet, swampy and marshy region.

Bhangar: Bhangar is the largest part of the northern plain and is composed of the oldest alluvial soil. They lie above the flood plains. They resemble terraces. The soil of this region is locally known as kankar and is composed of calcareous deposits.

Khadar: The floodplains formed by younger alluvium are called khadar. The soil in this region is renewed every year and is thus highly fertile.


3)   In the following question, choose the correct code form.

If BATMAN is coded as 123416, PERMAN is coded as 987416, then TAPER is coded as?


a. 32987
b. 92897
c. 38972
d. 32978
Answer  Explanation 

ANSWER: 32987

Explanation:

LetterABTMNPER
Code21346987

LetterTAPER
Code32987


4)   Which testing cannot be performed on first build of the software?

a. Regression testing
b. Retesting.
c. Sanity testing
d. Only A and B.
e. All of these
Answer  Explanation 

ANSWER: All of these

Explanation:
No explanation is available for this question!


5)   Sonya said, “Oh that I were a child again!”

a. Sonya exclaimed with wonder that were she a child again.
b. Sonya wondered that were she a child again.
c. Sonya strongly wished that she had been a child again.
d. Sonya prayed that she were a child again.
Answer  Explanation 

ANSWER: Sonya strongly wished that she had been a child again.

Explanation:
No explanation is available for this question!


6)   Which of the following is possibly the most appropriate title for the passage?

a. Dabbawallas of Mumbai: Six Sigma Communication
b. Six Sigma Rating
c. Communication through food
d. Home-cooked Happiness
e. None of these
Answer  Explanation 

ANSWER: Dabbawallas of Mumbai: Six Sigma Communication

Explanation:
No explanation is available for this question!


7)   CM of Andhra Pradesh, N. Chandrababu Naidu launched the NTR Arogya Raksha Scheme at?

a. Vijaywada
b. Kurnool
c. Medak
d. Guntur
Answer  Explanation 

ANSWER: Vijaywada

Explanation:
CM of Andhra Pradesh, N. Chandrababu Naidu on Dec 1 2016 launched the NTR Arogya Raksha Scheme in Vijayawada.

The scheme aims to provide medical treatment to APL or Above Poverty Line at INR 1200 premium per annum.

Medical insurance is for those not covered under existing state government health schemes.

NTR Arogya Seva has been already launched for BPL families.

Scheme provides medical treatment for 1044 health and medical ailments.

The scheme also provides treatment free of cost at both corporate and government hospitals.

A similar service was launched for employees and journalists through health cards.

Health care spending in the state is at 17% after 30 initiatives were launched in 2016.

Students of medicine, nursing, psychology and home science were also asked to improve public health through the Swasthya Vidya Vahini.

Highlights of NTR Arogya Raksha Scheme

  • As per the scheme, end-to-end cashless services will be provided for 1044 diseases under secondary care.
  • Also tertiary care through 432 government and private hospitals will be provided.
  • Scheme will offer INR 2 lakh and free treatment.
  • APL families will avail benefits by paying monthly installment of INR 100 per month/per person.
  • People can register for the scheme at Mee Seva centres till Feb 28, 2017.


8)   The Irish copied the idea of Directive Principles of State Policy from?

a. Italian Constitution
b. Spanish Constitution
c. German Constitution
d. Swedish Constitution
Answer  Explanation 

ANSWER: Spanish Constitution

Explanation:

  • The Directive Principles of State Policy are in Part IV of the Constitution from Articles 36 to 511.

  • The framers of the Constitution borrowed this idea from the Irish Constitution of 1937, which had copied it from the Spanish Constitution.

  • Dr B. R. Ambedkar described these principles as ‘novel features’ of the Indian Constitution.

  • The Directive Principles along with the Fundamental Rights contain the philosophy of the Constitution and is the soul of the Constitution.

  • Granville Austin has described the Directive Principles and the Fundamental Rights as the ‘Conscience of the Constitution’.

  • Features -

    1. They denote the ideals that the State should keep in mind while formulating policies and enacting laws.

    2. These are the constitutional instructions or recommendations to the State in legislative, executive and administrative matters.

    3. According to Article 36, the term ‘State’ in Part IV has the same meaning as in Part III dealing with Fundamental Rights.

    4. Thus, it includes the legislative and executive organs of the central and state governments, all local authorities and all other public authorities in the country.

    5. The Directive Principles resemble the ‘Instrument of Instructions’ enumerated in the Government of India Act of 1935.

    6. Dr. B. R. Ambedkar said - the Directive Principles are like the instrument of instructions, which were issued to the Governor-General and to the Governors of the colonies of India by the British Government under the Government of India Act of 1935.

    7. The only difference is that they are instructions to the legislature and the executive.

    8. The Directive Principles constitute a very comprehensive economic, social and political programme for a modern democratic State.

    9. They aim at realizing the high ideals of justice, liberty, equality and fraternity as outlined in the Preamble to the Constitution.

    10. They embody the concept of a ‘welfare state’ and not that of a ‘police state’, which existed during the colonial era.

    11. They seek to establish economic and social democracy in the country.

    12. The Directive Principles are non-justiciable in nature, that is, they are not legally enforceable by the courts for their violation.

    13. The government (Central, state and local) cannot be compelled to implement them.

    14. The Constitution (Article 37) itself says that these principles are fundamental in the governance of the country and it shall be the duty of the State to apply these principles in making laws.

    15. The Directive Principles, though non-justiciable, help the courts in examining and determining the constitutional validity of a law.

    16. The Supreme Court has ruled many a times that in determining the constitutionality of any law, if a court finds that the law in question seeks to give effect to a Directive Principle, it may consider such law to be ‘reasonable’ in relation to Article 14 (equality before law) or Article 19 (six freedoms) and thus save such law from unconstitutionality.


9)   A 3 day India-Afghan festival is being organised by which body in association with India and Afghan government and Afghan embassy on Nov 29, 2017?

a. ICCR
b. ICRISAT
c. CISR
d. CPR
Answer  Explanation 

ANSWER: ICCR

Explanation:
India-Afghan Cultural Festival in New Delhi has been jointly organized by the Government and Embassy of Afghanistan along with the Government of India and ICCR.

India and Afghanistan enjoy age old cultural and civilaisational ties and the deep-rooted linkages in the fields of music, art, architecture, language and cuisine constitute an important bond of friendship between the people of the two countries.

While exponents of Afghan classical music such as Ustad Sarahang were trained in the Patiala Gharana, the popular Indian music of bollywood resonates in Afghan homes,

The central Bamyan province of Afghanistan is an epitome of our shared Buddhist heritage, he added.

Gurudev Rabindra Nath Tagore's 'Kabuliwala' has connected Indians with the honest and large-hearted Afghans.

India-Afghan Festival is a unique event being organized and will further bring out the commonalities between the two countries through art, handicrafts, dance, music and other forms.

The three day festival includes cultural performances, handicrafts, exhibitions, cuisine and cultural shows from Afghanistan as well as India.


10)   PFMS has been implemented for CSS schemes. What does PFMS stand for?

a. Performance Finance Management System
b. Public Finance Management System
c. Public Finance Management Schedule
d. Public Finance Monitoring System
Answer  Explanation 

ANSWER: Public Finance Management System

Explanation:
The Union Minister for Finance and Corporate Affairs announced the mandatory use of Public Finance Management System (PFMS) for all the Central Sector Schemes of the Government of India would help in tracking and monitoring the flow of funds to the implementing agencies.

Central Sector Schemes with a budgetary outlay of Rs.6, 66,644 crore covers over 31 percent of the total Central Government expenditure during the current financial year 2017-18.

PFMS, with the capability of providing real time information on resource availability, flows and actual utilization has tremendous potential to improve programme/financial management, reduce the float in the financial systems by enabling 'just in time' releases and also the Government borrowings with direct impact on interest costs to the Government.

PFMS will progress towards a Government wide Integrated Financial Management System (GIFMIS) - as a comprehensive Payment, Receipt and Accounting System.

PFMS is poised to develop as one of the biggest Financial Management Systems of the world, which is critical for bringing about a transformational accountability and transparency in the Government Financial Management Systems and promoting overall Good Governance.

To date payments to 34.19 crore beneficiaries have been made through PFMS and there are 21.72 lakh Programme Implementing Agencies registered on PFMS.

For the first time, Annual Accounts of the Central Government for the Financial Year 2016-17 have been signed before 31st October, 2017.

The PFMS Scheme has been rolled-out by the Controller General of Accounts (CGA) at the behest of Finance Ministry, Department of Expenditure as a cherished Public Finance Management (PFM) reform in the country.

Considering the diversity and multiplicity of channels through which money is spent/transferred (including through Direct Benefit Transfer), the PFMS is designed to serve the pertinent need of establishing a common electronic platform for complete tracking of fund flows from the Central Government to large number of programme implementing agencies, both under Central Government and the State Governments till it reaches the final intended beneficiaries.

The mandatory PFMS on-boarding for the remaining Schemes and Programmes including the Centrally Sponsored Schemes is also targeted to be achieved in a phased manner.


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