Sample letter to bank for Credit card limit increase

Sample letter to bank for Credit card limit increase


I have been a credit card user of your bank since a really long time and have always been sincere at the time of payments and bills. I also have an account record of being punctual at the time of payments. I now request of an increase of Rs. XXXXXX on my credit card limits.

I have recently joined a new job at ABC, which requires me to travel more than before quite usually. My trips are usually sponsored by my company so there is absolutely no concern regarding the payments of bills if I use a credit card for the purpose. The payment is made by the company only after the trip is over and I present the statement of expenditure. I therefore need a greater amount accessible from my credit card.

As you can see the last time I used a credit card on my trip to Canada, I almost exhausted my credit card limits which became somewhat a hindrance for a few hours. Handling cash is rather difficult especially while travelling so I would really appreciate if you approve my request for increasing credit card limits.

I have submitted the documents required for an increase in credit card limit. I would be grateful if my request could be processed faster.
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  • RE: Sample letter to bank for Credit card limit increase -GOVIND SINGH (11/07/15)
  • I have been a credit card customer of SBI Banks. When I first opened my account I had a small Rs. 39000 limit. Overtime I have not asked for any increases and have never even come near to reaching my credit limit.

    Recently, I am asking for a credit line increase on my account.

    Currently, there is a balance of Rs 10936 on my credit limit. I would love to increase it to around Rs.75, 000. The interest on your credit card is cheaper than the interest on other cards thus it makes sense for me to increase my credit limit rather than having another card. Because I have had such good experience with your card since i am using this credit card. You can always count on me to take care of my bills, and to make sure to stay below my credit limit.

    Can you please review my account and grant this request? If you have any questions, please feel free to contact me at 9472742237. I can be reached anytime
  • RE: Sample letter to bank for Credit card limit increase -a hore (10/01/15)
  • plz post
  • RE: Sample letter to bank for Credit card limit increase -Lubna Lakdawala (03/13/14)
  • Sample letter to bank for Credit card limit increase


    I have been a long standing credit card customer of ABC Banks. When I first opened my account back in 1998, I had a small Rs. 25000 limit. Overtime I have not asked for any increases and have never even come near to reaching my credit limit.

    Recently, I have received a promotion. My new additional job responsibilities require that I travel more than before, and I am fond of the security a credit card offers when traveling. I am asking for a credit line increase on my account.

    Currently, there is a balance of Rs.231 on my credit limit. I would love to increase it to around Rs.75, 000. The interest on your credit card is cheaper than the interest on other cards thus it makes sense for me to increase my credit limit rather than having another card. Because I have had such good experience with your card since so many years, I am looking to continue my business with your credit card company in the future. You can always count on me to take care of my bills, and to make sure to stay below my credit limit.

    Can you please review my account and grant this request? If you have any questions, please feel free to contact me at 9800000989. I can be reached anytime.