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discussion > The pros and cons of having a credit card
Credit card at times can be the most convenient way to do a lot of things.
Credit card can be most useful when one is cashless!
Credit card if lost can be easily blocked.
It helps in easy cashless shopping. People can buy many things which they can’t
afford in cash.
Credit card allows people to make online payments and shopping.
Credit card is the best for people who travel frequently and can’t carry much
cash. They are accepted world wide.
No hassle of exchanging currency notes.
After all it’s “Credit”!
Many a times people in excitement tend to misuse the card. This leads to huge
credit card bills.
The finance charges and late fee charges of credit card is high.
If misused, they can spoil credit history of an individual.
For youngsters especially, credit card is the last thing to posses.
They can be a little dangerous to use online unless there is SSL (secured
If credit card can make ones life easier, it can be a disaster as well. As long
as people have control over it, credit cards can be the best and convenient
things to possess.
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