Rashtriya Swasthya Bima Yojana (RSBY) beneficiaries

Q.  Which of the following unorganized sector workers are included in the Rashtriya Swasthya Bima Yojana (RSBY)?

1) Street Vendors
2) Rag pickers
3) Beedi Workers
4) Auto/Taxi Driver

- Published on 11 May 16

a. 2, 3, 4
b. 1, 3, 4
c. 1, 2
d. All of the above

ANSWER: All of the above
 
RSBY was launched in early 2008 and was initially designed to target only the Below Poverty Line (BPL) households, but has been expanded to cover other defined categories of unorganised workers, covering:
  • Building and other construction workers registered with the Welfare Boards
  • Licensed Railway Porters
  • Street Vendors
  • MNREGA workers who have worked for more than 15 days during the preceding financial year
  • Beedi Workers
  • Domestic Workers
  • Sanitation Workers
  • Mine Workers
  • Rickshaw pullers
Beneficiaries enrolled under RSBY are entitled for health insurance coverage of Rs. 30,000/- per annum to families (a unit of five) on floater basis in government empanelled hospitals (includes both private and public). Pre-existing conditions are covered from day one and there is no age limit. Transportation cost upto Rs. 100 is also provisioned under this scheme.

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