IBPS General Awareness model test paper - 6

IBPS General Awareness model test paper - 6

Q1. Which university became the first public university in the world to accept the Bitcoin as payment for fees ?

A. IGNOU
B. University of Cumbria
C. Howard University
D. Texas University

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Q2. Recently In January 2014, RBI has made it mandatory for ____________ to punch in their PIN numbers every time they use the card to minimize frauds.

A. Credit Card Holders
B. Debit card holders
C. Online Banking Customers
D. Debit Card & Credit card Holders.

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Q3. What was the Theme of 44th World Economic Forum ?

A. The Reshaping of the World: Consequences for Society, Politics and Business’.
B. To develop the insights, initiatives and actions necessary to respond to current and emerging challenges.
C. Resilient Dynamism.
D. Making development Forward.

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Q4. A deputy governor in RBI can be appointed for a maximum of ______.

A. 10 years
B. 5 years
C. 3 years
D. 8 years

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Q5. As of year Dec’2013, how many Private Sector Banks are in India ?

A. 54
B. 27
C. 22
D. 80

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Q6. ______ has won the ‘Golden Peak Award ’ for excellence in corporate governance 2013.

A. Canara Bank
B. SBI
C. Bank of India.
D. Bank of Baroda.

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Q7. Which country is not the member of Basel Committee ?

A. India
B. Singapore
C. Pakistan
D. Belgium

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Q8. Which one is not the pillar of Basel III committee ?

A. Minimum Regulatory Capital Requirements based on Risk weighted Assets.
B. Supervisory Review Process.
C. Market Discipline.
D. Improvise Review Process.

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Q9. SARFAESI Act is effective only for ______.

A. Broking Charges
B. Recovery of Black Money.
C. Secured loans
D. None of these

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Q10. In which year Prevention of Money Laundering Act was passed in India ?

A. 2013
B. 2002
C. 2008
D. 2000

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Q11. How many types of Scheduled banks are in India ?

A. 2
B. 3
C. 4
D. More than four.

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Q12. Direct taxing is considered the most ______________ mechanisms because they justify the income levels of the people.

A. Cabinet Committee
B. Progressive taxing
C. Improper taxing
D. None of these

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Q13. As of year 2013, India is world’s biggest exporter of which commodity ?

A. Sugarcane
B. Turmeric
C. Chana
D. Guar Gum

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Q14. Which tax justify the income level of people ?

A. Sales Tax
B. Direct Tax
C. Indirect Tax.
D. All of these

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Q15. Financing generally has _____ parties.

A. Project Company.
B. Lending Company.
C. Taking Over Institution.
D. Both (A) & (B)
E. Both (A) & (C)

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Q16. Flexi deposits is also known as __________.

A. Loan products
B. Card Products
C. Deposit Products
D. Travel Products

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Q17. What are the benefits of Kisan Credit Card Scheme ?

A. Maximum Credit limit based on Agricultural Income
B. No need to apply for a loan for every corp.
C. Repayment only after harvest
D. All of these

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Q18. Who formulated the Kisan Credit Card Scheme?

A. NABARD
B. SEBI
C. IRDA
D. RBI

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Q19. Which is not the features of the SHG- Linkage Programme is/ are ________.

A. Post offices open savings accounts in the name of SHGs promoted by identified NGOs.
B. Post offices provide term loans to SHGs repayable within two years in 24 monthly instalments.
C. Post offices charge an interest of 4.25 per cent per annum on the loans given to SHGs using a reducing balance method.
D. All of these.

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Q20. Narsimham Committee gave recommendations on ________.

A. Banking Supervision
B. Banking Reforms
C. Review of Income Tax Rebates.
D. None of these

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Q21. The Instruments of the Money Market in India are ____.

A. Commercial Paper
B. T- Bill
C. Certificate of Deposits
D. All of these

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Q22. ‘World’s Local Bank’ is the punch line of ______ Bank.

A. Axis Bank
B. SBI
C. HDFC
D. HSBC

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Q23. Head office of Central Bank of India is located at ________.

A. New Delhi
B. Bhopal
C. Mumbai
D. Kolkata

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Q24. In which year State Bank of India nationalised?

A. 1955
B. 1959
C. 1965
D. None of these

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Q25. ‘IIIF’ focus on which areas?

A. Health care
B. Financial Inclusion
C. Both (A) & (B)
D. None of these

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